3 Ways to Solve our Housing Affordability Crisis

Affordable housing

Recent strong price growth across our capital cities has seen low-income and essential service workers such as teachers, nurses and emergency service workers priced out of most inner city markets. However, these areas still require the services that these workers provide. The provision of affordable housing for these low and middle-income families is required to ensure a diverse range of households have access to housing across all areas of our capital cities. However, at present, it has not been feasible for developers to provide affordable solutions. The government, therefore, needs to step in with incentives to ensure the delivery of affordable housing can occur. After all having nurses live near hospitals, and teachers live near schools just makes sense.

Removal of stamp duty

The high cost of selling, buying and moving home has reached a point where people are reconsidering and/or delaying their next property move. Recent strong price growth, and the fact that stamp duty is calculated on the value of the property, means that it has reached a point where it is having a big impact on the budgets of property buyers.

The scrapping of stamp duty would directly assist housing affordability by helping increase the mobility of the population and encourage owner-occupiers to up-size and downgrade into a property that suits their changing needs without being slogged with an exorbitant tax. This will insure more properties become available for sale, helping balance supply with demand and insuring more families get to grow up in their home of choice.

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Regionalization and decentralization of government services and businesses

The growing population across all capital cities and the increasing cost of providing infrastructure to the masses mean that decentralisation of businesses, households and government departments is becoming essential.

With more than 90 per cent of the Australian population living in capital cities, there is a need to incentivise businesses to relocate, or start-up, some or all, of their business in our major and minor regional centres.

This regionalization will boost the economies of these smaller regions and provide employees access to more affordable housing in these areas. It will also elevate some stress and demand on infrastructure, services and housing in capital cities.

Things to Consider When Choosing a Neighborhood

Do You Know What to Consider?

Depending on your family and financial situation, as well as your local property market, there will be a number of different things you look for when you’re buying a property. These factors can drive a price up or down, and perhaps even give you an edge at the negotiating table. Let’s take a look at what you should be keeping an eye on when you buy.


Everyone wants the best education possible for their children, and a lot of the time this means securing property in the zone of a great school. Even those without children can benefit – the demand for this type of neighborhood can really drive up prices, making nearby property a great long-term investment.
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